APR Calculator for Fractional (Modal) Premiums

When premiums are paid more often than once a year, the insurance company usually adds extra charges. This calculator shows the extra charges per year expressed an an annual percentage rate (APR) and in dollars. Click here for a detailed description of this APR calculator.


  1. Key in the Annual Premium, without dollar signs and without commas.
  2. Key in the Fractional Premiums, without dollar signs and without commas, in which you are interested.
  3. Click Calculate.
APR Calculator
Annual Premium
Fractional Premiums